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Question about Gambling websites with Curaçao license using incorrect Merchant Category code (página 376)

há um ano por kirekin
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868.165 visualizações 7.326 respostas |
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Missdaisy
há 2 dias

Hi hun, thank you for responding. I honestly feel like I am hitting a brick wall with it. I have just under £5000 in 3 casinos that I bank transferred to pay op. I have no idea who to contact as I contacted pay op but they responded once basically just saying they contacted the merchant & they stated I had used my funds & case was closed. Then any emails after have been ignored. I have payments in SANTEDA casinos too. Quite a few different casinos. The are basically just saying the use different payment providers & have no control over what merchant codes they use. But Santeda are uncontactable aren't they so no idea where I would even go with any of this. X

Missdaisy
há 2 dias

No I didn't get asked for any documents etc. was just straight transfers. I wish I was more clued up on places to contact etc. I will try & look into this. If you do find a complaints email address for the place to contact in Costa Rica i would be so grateful. Thank you so much. X

há 2 dias

Just got this nonsense reply....

Greetings, 


Thank you for your message. 


We understand your concerns and take this matter very seriously. Please allow us to clarify our position in light of our Terms & Conditions and the applicable legal responsibilities.


Our platform is dedicated to operating in compliance with all relevant regulations, and we only accept players from countries and regions where online gambling is legally permitted. 


According to Article "Who Can Play" in our Terms & Conditions, it is the player's responsibility to verify the legality of online gambling within their jurisdiction and ensure they adhere to local laws before participating on our website.


As outlined in our Terms:


It is solely the player’s responsibility to ensure they are not in violation of any applicable laws when engaging in activities on our site.


By agreeing to our Terms, players affirm that they will act in accordance with the laws of their country of residence.


Please note that while we conduct standard verification procedures, players are required to verify that they comply with all local regulations, including those surrounding online gambling, before engaging in transactions on our platform.


In light of this information, we are unable to proceed with your refund request. 


We strive to operate transparently and in good faith with all users and are always open to addressing any additional concerns you may have. 


If you would like further clarification on this matter, please feel free to reach out.

rink58
há 2 dias

Who from?

loulou123
há 2 dias

What was the name of the casino? Also what name showed up on your bank transactions.

Postado por loulou123 foi apagado
Clintgl
há 2 dias

on the bank transfers were 'transfer op' which is payop. But then they send confirmation emails confirming the casinos the money went to. This is why I'm so confused about this case x

loulou123
há 2 dias

Don't worry you can mention the gambling company there is no implications to that also the name of the company who took your money. just to see if I can point you in the right direction.

loulou123
há 2 dias

I understand you're facing a tough situation. Are you concerned about whether the casino is operating illegally and shouldn't be taking money from UK accounts?

Missdaisy
há 2 dias

Hello, yes that was actually exactly what I sent them, that regulation. And that was their response to it!


I can go back and push harder, but I’m trying to contact the merchants first as it sounds as though I’ll get more luck through them

Clintgl
há 2 dias

Ok thanks so there were 3 casinos. Del oro casino, 1red casino & slot monster. Slot monster only had a small payment too I think. Biggest ones are in the others. But bank transfers went directly to transfer op which is pay op. Then the emails from payop confirmed payments went for work casino if that makes sense

Clintgl
há 2 dias

Yes that's exactly what I am worried about & if payop were acting illegally but can't find anything out really

há 2 dias

I just reviewed the casinos, and it appears they do not uphold the gaming license issued by the Gambling Commission. The first step is to contact the UK Gambling Commission to verify their licensing status. If they confirm that these casinos lack a UK license, then it is illegal for them to accept funds from UK accounts.


You should initiate a chargeback with your bank right away. Additionally, follow the proper protocol by addressing the issue with the dispute department of the gambling company. If you don't receive a satisfactory response, reach out to the Financial Ombudsman to explain the situation and file a complaint for a refund, either directly from the casinos or PayOp, as they facilitated the illegal payments. Finally, confirm whether PayOp is regulated by the FCA (Financial Conduct Authority).

loulou123
há 2 dias

https://www.fraudadviser.com/caution-illicit-online-casino-rolletto-and-payment-processor-payop-exposed/

há 2 dias

Thank you so much for all your help. Because these were bank transfers though I cannot charge back. That's only by debit card payments isn't it? I'm not sure I can raise this with financial ombudsman as these are overseas casinos & isn't it just uk companies you can raise this with? Payop are a Canadian company as I can see but I have no clue who I can raise this? I was hoping someone on here may have had some luck with payop in the past & could guide me in the right direction. It seems to be a very grey area with payop. Del oro do not respond at all. 1 red casino are completely refusing my refund. I'm so stuck. I also have payments in velobet, cosmobet who are all Santeda. I have raised some charge backs but some merchants have responded with deposits I made & show they went to my account so basically they have won. Bank have sided with them. Had a complaints person on phone today & he said if they show the evidence of the account being funded, it doesn't matter who they are or the fact the company are uncontactable. Too late for me to raise them as incorrect mcc now. Just absolutely devastated to be honest. The payments are no where near the amount of what some people have lost but they are huge amounts for me. Thank you so much for your help

loulou123
há 2 dias

Who do you bank with?

rink58
há 2 dias

Barclays x

loulou123
há 2 dias

No worries! The banks may not be very helpful right now, but I have important information for you. As of the new reimbursement scheme introduced on October 7, 2024, bank transfers known as PISP payments (also called A2A or ME2ME payments) are treated the same as other transactions. I received this information from the Payment Services Regulator, and I’ll be sure to attach it for your reference.


I strongly recommend that you obtain a final response from your bank. This will enable you to raise a case with the Financial Ombudsman Service (FOS), which is a free service. If the bank is found to have acted improperly, you will be entitled to reimbursement. Keep in mind that this process may take some time.


Additionally, given PayOps' questionable past, there are expert gambling solicitors who can assist you. If you reach out for a consultation, they might help you draft a letter before action. While this could incur some costs, it's definitely a pathway worth exploring. Many of these solicitors have successfully dealt with Santeda International B.V.


Stay strong and persistent; you're not alone in this. There are many others working together to hold these fraudsters accountable. Good luck, and keep me updated on your progress!

file


loulou123
há 2 dias

Barclays refunded over 6k no questions asked. I Might have been lucky with the agent on the phone. Edit. It was a credit card. Just explained the guy on the phone the issue. 2 days later money got refunded

Editado pelo autor há 2 dias
Postado por Applesandpears93 foi apagado
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